15CA 15CB Filing Services
Forms 15CA and 15CB are mandatory compliance requirements under the Income Tax Act for any person making remittances to non-residents. These forms ensure proper tax deduction and reporting of foreign payments.
Our comprehensive services include:
- Determination of applicable form based on payment nature and amount
- Preparation and certification of Form 15CB by Chartered Accountant
- Online submission of Form 15CA on the Income Tax portal
- Coordination with banks for smooth remittance processing
- Advisory on TDS rates and exemptions
Send money abroad without tax hold-ups – usually in 2–3 working days
- CA certificate in Form 15CB after checking TDS and treaty (DTAA) rates
- Form 15CA filed on the income tax portal for your bank
- Guidance on the documents your bank will ask for
Purpose of 15CA and 15CB Forms
Form 15CA
Purpose: Declaration by remitter
Filing: Online submission
When: Before making foreign payment
Parts: Four parts based on payment amount
Form 15CB
Purpose: CA certification
Prepared by: Chartered Accountant
When: For payments above threshold
Contents: Taxability assessment
When is 15CA/15CB Required?
These forms are mandatory for most foreign remittances including:
Travel Payments
Above specified limits
Education Fees
For studies abroad
Property Purchase
Foreign real estate
Investments
Foreign stocks, bonds
Business Payments
Services, royalties
Gifts/Donations
To non-residents
Documents Required for 15CA 15CB Filing
Invoice/Agreement
Supporting payment document
PAN Details
Of remitter and beneficiary
Beneficiary Details
Name, address, country
Remittance Details
Amount, purpose, currency
TDS Details
If any tax deducted
Tax Residency
TRC for DTAA benefits
Our 15CA 15CB Filing Process
1. Document Collection
Gathering all necessary documents and payment details.
2. Taxability Assessment
Determining applicable TDS rate under Income Tax Act.
3. Form 15CB Preparation
Certification by our Chartered Accountant.
4. Form 15CA Submission
Online filing on Income Tax portal.
5. Bank Coordination
Providing necessary documents to your bank.
6. Remittance Completion
Successful transfer of funds abroad.
Exemptions and Special Cases
LRS Exemptions
Certain payments under Liberalized Remittance Scheme may be exempt from 15CB requirement.
Small Payments
Payments below ₹5 lakhs may only require Part A of Form 15CA without 15CB.
RBI Approved Payments
Some RBI-approved transactions may have simplified compliance.
DTAA Benefits
Lower TDS rates may apply under Double Taxation Avoidance Agreements.
Transparent Pricing
| Service | Basic | Premium |
|---|---|---|
| Form 15CA Filing (Only) | ₹999 | ₹1,499 |
| Form 15CB Certification | ₹2,499 | ₹3,999 |
| Complete 15CA+15CB Filing | ₹3,499 | ₹4,999 |
| Urgent Processing (24 hrs) | +₹1,000 | +₹1,500 |
| Bulk Remittances (Per transaction) | ₹1,999 | ₹2,999 |
Common Mistakes to Avoid
Foreign remittances get stuck at the bank most often for these reasons.
- Picking the wrong part of Form 15CA – The part depends on the amount and whether the payment is taxable.
- Ignoring treaty (DTAA) benefits – Without checking the treaty, you may deduct more tax than required.
- No Tax Residency Certificate – Treaty rates need the recipient’s TRC and Form 10F.
- Mismatch with the invoice – Amounts, currency and purpose codes must match the underlying document.
- Filing after the remittance – Forms must be ready before the bank processes the payment.
After Filing
Submit to your bank
Share the acknowledgement with your bank along with the remittance request.
Deposit TDS on time
Tax deducted on the payment is deposited within the due date.
File Form 27Q
Report the payment in the quarterly TDS return for non-residents.
Keep the records
Invoices, certificates and forms are retained for scrutiny.
Helpful Guides
Free, plain-English guides from our compliance team:
Why Choose Vaidam Consultancy for 15CA / 15CB Filing
Treaty rates checked
We apply the correct DTAA rate so you don’t deduct more tax than required.
Bank-ready paperwork
Forms and supporting documents are prepared the way banks expect, reducing returned remittances.
Clear, upfront pricing
Our fees are listed on this page, and any government fee is shown separately before we start.
Urgent option
Time-sensitive payment? A 24-hour urgent processing option is available.
Frequently Asked Questions
No, Form 15CB is required only for certain payments above specified thresholds or for specific purposes as per Income Tax rules.
Typically 2-3 working days for standard filings, or 24 hours for urgent processing.
Yes, for certain small payments or exempted transactions, only Part A or B of Form 15CA may be required.
Banks may refuse the remittance, and there could be penalties under Income Tax Act for non-filing.
It depends on the amount and taxability. Part A is for smaller taxable remittances, Part B when you hold a lower/nil deduction certificate or order, Part C when a CA certificate in Form 15CB is required, and Part D for payments not chargeable to tax.
Usually the invoice or agreement for the payment, details of the remitter and recipient, the nature of the payment, the recipient’s Tax Residency Certificate if treaty benefits are claimed, and proof of any tax deducted.
No. It is generally needed only when the payment is taxable and above the prescribed limit; many small or non-taxable payments need only Form 15CA.
Yes, when the payment to a non-resident is chargeable to tax in India. Personal remittances covered by the specified list may be exempt.