AY 2026-27 | FY 2025-26 | Due Date: 31 July 2026 | Gurugram Services

ITR for Salary Gurugram
Tax Filing for Salaried Employees in Gurugram

Expert CA-assisted income tax return filing for salaried individuals based in Gurugram (formerly Gurgaon). Whether you work in Cyber City, Udyog Vihar, Golf Course Road, or Sector 62, our team ensures accurate filing under ITR‑1 or ITR‑2 for AY 2026‑27. Maximise your refunds, claim HRA under the 40% non-metro rule, choose the right tax regime, and stay compliant with India's fastest-growing corporate hub.

  • CA‑assisted ITR‑1 (Sahaj) and ITR‑2 filing for Gurugram employees
  • HRA calculation using 40% of basic salary (Gurugram = non-metro for tax purposes)
  • Comprehensive 80C, 80D, home loan interest, and other deductions
  • New vs Old tax regime comparison for maximum tax savings
  • TDS reconciliation using Form 26AS / AIS, and refund tracking
Serving Gurugram, Manesar, and entire NCR region File before 31 July 2026

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5,000+
Salaried ITRs Filed in Gurugram
99.8% acceptance rate
₹5.6 Cr+
Tax Refunds Processed
Average refund: 21 days
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Gurugram‑based CA team

Why Salaried Employees in Gurugram Need Expert ITR Filing

Gurugram (Gurgaon) is India's Millennium City and home to hundreds of Fortune 500 companies, startups, and MNCs. Salaried employees here often have high incomes, significant HRA claims, stock options (ESOPs), and sometimes rental income from property in nearby areas. However, for income tax purposes, Gurugram is still classified as a non-metro city. This affects your HRA calculation—only 40% of your basic salary is considered for exemption, unlike metros like Delhi where 50% is allowed. Whether you live in a rented high-rise in Sector 50, have a home loan in Sector 102, or commute from Delhi, our CAs understand Gurugram's unique tax landscape and help you:

  • Avoid income tax notices and scrutiny from the Gurugram/Delhi IT department
  • Claim HRA exemption correctly (40% of basic salary for Gurugram residents)
  • Manage TDS on salary, ESOPs, NPS contributions, and perquisites
  • Reconcile Form 26AS / AIS with employer & bank statements
  • With the due date for non‑audit cases being 31 July 2026, early filing ensures you never miss a deadline and avoid late fees under Section 234F.

    Gurugram: 40% HRA calculation + tech hub ESOPs → smart tax planning needed

    Which ITR Form Should a Gurugram Salaried Employee File?

    Choosing the correct ITR form is the first step to a flawless filing. Most salaried employees in Gurugram fall into one of the following categories:

    • ITR‑1 (Sahaj): Resident individual (other than NRI), income up to ₹50 lakh from salary/pension, one or two house properties, other sources (interest etc.), LTCG u/s 112A up to ₹1.25 lakh, and agricultural income up to ₹5,000. Note: You cannot use ITR‑1 if you are a director, have foreign assets, or have short‑term capital gains.
    • ITR‑2: Any salaried individual who is not eligible for ITR‑1 – e.g., those with capital gains exceeding ₹1.25 lakh, more than two house properties, foreign assets/income, income exceeding ₹50 lakh, or who are directors or hold unlisted shares.
    • ITR‑3: If you have income from business or profession (e.g., freelancing alongside a job) – then ITR‑3 applies.

    A major tweak for AY 2026‑27: ITR‑1 now allows reporting income from up to two house properties, previously only one, making it easier for those with two self‑occupied or rented houses in Gurugram.

    ITR‑1 (Sahaj) for most salaried employees | ITR‑2 for complex cases

    Key Deductions for Salaried Employees in Gurugram (Old Tax Regime)

    Under the old tax regime, you can claim a wide range of deductions that reduce your taxable income. Common deductions for Gurugram‑based employees include:

    • Section 80C: Up to ₹1.5 lakh (EPF, PPF, ELSS, life insurance, tuition fees, home loan principal).
    • Section 80D: Health insurance premium – up to ₹25,000 (self/family) and additional ₹25,000‑50,000 for parents.
    • Section 24(b): Home loan interest – up to ₹2 lakh for self‑occupied property.
    • Section 80CCD(1B): Additional NPS contribution up to ₹50,000.
    • Section 80G: Donations to specified funds / charitable institutions.
    • ESOPs/RSUs: Special tax treatment for employee stock options; we help report perquisite value and claim double taxation relief if applicable.

    Under the new tax regime (default), most deductions are not allowed, except the standard deduction of ₹75,000 and certain employer‑provided exemptions. We help you compare both regimes to pick the one that gives you the lowest tax liability.

    80C: ₹1.5 lakh 80D: ₹25k/₹50k ESOPs expert handling

    HRA Exemption for Gurugram Employees – 40% Rule (Non-Metro)

    House Rent Allowance (HRA) is one of the most valuable tax‑saving components for salaried employees living in rented accommodation in Gurugram. Under the old tax regime, the exemption is calculated as the least of the three amounts:

    • Actual HRA received from employer
    • 40% of basic salary (because Gurugram is a non-metro city for HRA purposes) – Delhi gets 50%
    • Actual rent paid minus 10% of basic salary

    Important: HRA exemption is available ONLY under the old tax regime. Under the new regime, HRA exemption is not allowed. Even if you work in Gurugram but live in Delhi, your HRA is calculated based on your residential address (so 50% if you live in Delhi). Misreporting this can lead to notices.

    Example for Gurugram employee: Basic salary ₹40,000/month, HRA ₹20,000/month, rent ₹15,000/month → the exempt amount would be min. of (₹2.4 lakh HRA received, ₹1.92 lakh (40% of basic), ₹1.2 lakh (rent paid‑10% of basic)) = ₹1.2 lakh.

    Gurugram remains in 40% HRA bracket while Bengaluru, Pune, Hyderabad, and Ahmedabad have been upgraded to 50% from AY 2026-27.

    Gurugram: 40% of basic salary counts towards HRA exemption (non-metro rule)

    New vs Old Tax Regime – Which is Better for Gurugram Salaried?

    For AY 2026‑27, the new tax regime is the default. To opt for the old regime, you must explicitly choose it while filing your ITR. Here is a quick comparison:

    • New Regime: Zero tax up to ₹12 lakh income (effective tax‑free salary up to ₹12.75 lakh after ₹75,000 standard deduction). Lower rates but no deductions (except ₹75,000 standard deduction, meal vouchers, NPS employer contribution, etc.).
    • Old Regime: Higher rates but allows HRA, 80C, 80D, home loan interest, LTA, and several other exemptions. Better for those with large rent, high investments, or home loan interest.

    Our CAs compute your tax liability under both regimes and recommend the one that saves you more. The break‑even point typically lies between ₹5 lakh and ₹8 lakh of deductions; if you claim over ₹8 lakh deductions, the old regime is often beneficial.

    New regime: zero tax up to ₹12.75 lakh | Old regime: best for high deductions like HRA & 80C

    Documents Required for Salaried ITR Filing in Gurugram

    • Form 16 – issued by your employer for FY 2025‑26
    • Form 26AS & AIS/TIS – annual TDS / financial transaction statement
    • Bank account statements – for interest income and refund credit
    • Investment proofs – for 80C, 80D, 80G, NPS contributions
    • Home loan interest certificate (if applicable)
    • Rent receipts / lease agreement – for HRA claim under old regime (landlord PAN required if rent > ₹1 lakh/annum)
    • Capital gains statements – from broker / mutual fund (for ITR‑2)
    • ESOP/RSU statements – for perquisite valuation and foreign tax credit if any

    We provide a personalised checklist – just upload your documents safely online

    Simple Step‑by‑Step ITR Filing Process for Gurugram Salaried Employees

    1. Share Documents: Upload Form 16, bank statements, investment proofs, and AIS/TIS securely.
    2. CA Review & Computation: Our expert CA reviews your income sources, HRA calculation (40% for Gurugram), ESOPs, and eligibility (ITR‑1 / ITR‑2).
    3. Tax Regime Selection: We compare new vs old regime based on your HRA, 80C, home loan, etc., and recommend the best option.
    4. Filing & Verification: We e‑file your return on the income tax portal; you e‑verify using Aadhaar OTP, net banking or EVC within 30 days.

    Average turnaround: 3–5 working days after receipt of all documents.

    → → →

    Documents → Computation → Filing → Verification

    Why Gurugram Salaried Employees Choose Vaidam Consultancy

    Local expertise, CA‑driven accuracy and transparent pricing

    Gurugram‑Specific HRA Expertise

    We accurately compute HRA exemption using Gurugram's 40% non-metro calculation and help you retain rental receipts for a smooth claim.

    Regime Comparison

    We compare new vs old tax regime side‑by‑side, especially for Gurugram employees with high rent, home loans and 80C investments.

    ESOP & RSU Tax Experts

    We specialise in reporting perquisite value of employee stock options, handling deferral elections, and claiming foreign tax credits.

    Post‑Filing Support

    We help you rectify any defective notice, process refunds, and file revised returns in case of missed income or deductions.

    Transparent Fee – ITR Filing for Salaried Employees in Gurugram

    Basic ITR‑1 (Sahaj)

    ₹1,999

    Includes salary income, one/two house properties, interest income, and standard deductions. Ideal for most Gurugram salaried employees.

    ITR‑2 (Capital Gains / ESOPs)

    ₹3,999

    For salaried employees with stock market gains, ESOPs/RSUs, foreign assets, more than two house properties, or income above ₹50 lakh.

    Revised / Belated Return

    ₹2,999

    Correction of previously filed return or filing for past assessment years (with applicable late fees).

    *GST extra. Special discounts for first‑time filers and group filings.

    Frequently Asked Questions – ITR for Salaried Employees in Gurugram

    What is the due date for filing ITR for salaried employees in Gurugram for AY 2026‑27?
    For salaried individuals (non‑audit cases), the due date is July 31, 2026. A belated return can be filed by December 31, 2026, but a late filing fee of ₹5,000 (if income > ₹5 lakh) or ₹1,000 (if income ≤ ₹5 lakh) applies under Section 234F. Interest under Sections 234A, 234B and 234C may also be charged if there is unpaid tax.
    Can a salaried person in Gurugram claim HRA under the new tax regime?
    No. HRA exemption is available only under the old tax regime. Under the new regime, almost all exemptions (including HRA, 80C, 80D, etc.) are not allowed, except the standard deduction of ₹75,000. Hence, if you pay high rent, the old regime may be more beneficial despite the lower 40% HRA factor.
    What is the HRA exemption percentage for Gurugram residents?
    For HRA calculation, Gurugram is classified as a non-metro city. Therefore, the HRA exemption uses 40% of basic salary (plus DA), not 50%. While 4 cities (Bengaluru, Pune, Hyderabad, Ahmedabad) were upgraded to 50% from AY 2026-27, Gurugram and Noida remain at 40%.
    How are ESOPs taxed for Gurugram-based employees?
    ESOPs are taxed in two stages: at exercise (perquisite value added to salary, taxed as per slab) and at sale (capital gains). If you have RSUs from a foreign parent company, foreign tax credit may be available. Our CAs handle both stages and ensure correct reporting in ITR-2 or ITR-3.
    What is the tax‑free income limit for salaried employees under the new regime?
    Under the new regime, if your total taxable income is up to ₹12 lakh, you pay zero tax due to the full rebate under Section 87A. For salaried employees, after accounting for the ₹75,000 standard deduction, a gross salary up to ₹12.75 lakh is effectively tax‑free.
    My employer deducted excess TDS – can I claim a refund by filing ITR?
    Absolutely. You can claim a refund of the excess TDS by filing your income tax return. We reconcile TDS as per Form 26AS / AIS with your actual tax liability, compute the refund, and file the ITR accordingly. The refund is normally issued by the Income Tax Department within 3‑4 months after filing.

    Explore Our Other ITR Filing Services

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    File Your ITR on Time – Avoid Late Fees & Penalties

    Don't let the 31 July 2026 deadline catch you off guard. Our Gurugram‑based CAs handle your salaried ITR with personalised attention – from HRA 40% calculation to ESOP taxation and regime selection. Get maximum refund and peace of mind.

    Call +91 7836969141 Email: vaidamconsultancy@gmail.com
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